Executive Summary: The One Big Beautiful Bill Act

July 22, 2025 · Colony Family Offices

On July 4th, Congress enacted the One Big Beautiful Bill Act (“OB3”), one of the most significant tax reform packages in recent history. OB3 introduces far-reaching changes that will impact income, estate, charitable, and business planning for years to come. Key highlights include: Estate, Gift & GST Tax Exemptions: Permanently increased to $15 million per […]

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On July 4th, Congress enacted the One Big Beautiful Bill Act (“OB3”), one of the most significant tax reform packages in recent history. OB3 introduces far-reaching changes that will impact income, estate, charitable, and business planning for years to come. Key highlights include:

Estate, Gift & GST Tax Exemptions: Permanently increased to $15 million per person starting in 2026, indexed for inflation.

TCJA Provisions Made Permanent: Many core tax benefits from the 2017 Tax Cuts and Jobs Act: such as the 37% top income tax rate, 20% pass-through deduction, and 100% bonus depreciation, are now permanently extended.

We have prepared a high-level summary of these changes and what they could mean for your family’s planning:

Click here to read more.

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